One pager pitch

The problem:

Real‑World Assets (RWAs) are minted on many origin chains (Provenance, Centrifuge, Ondo, etc.). But when an investor wants to borrow against those assets in Ethereum DeFi (e.g., Morpho v2), they must hop through slow, gas‑heavy bridges or repeat costly due diligence on every chain.

• Fragmented RWA landscape — issuers on Provenance, Centrifuge, Ondo, etc.

• Investors must bridge assets manually or redo KYC/AML per chain.

• DeFi lenders can’t access verified RWAs without duplicating compliance.

• Institutional investors like Sovereign Wealth Funds (SWFs), foundations, and trusts that seek capital preservation lack a compliant and efficient way to access cross-chain liquidity.

• Result: hours of friction, multiple audits, and reduced liquidity flow.

The solution:

Intent-based lending with off-chain solver competition to match RWA borrowers and stablecoin lenders across multiple chains without liquidity fragmentation, with financial transparency, and standardized DeFi metrics comparable to traditional finance KPIs.

Twenty-four billion dollars in tokenized real-world assets are stranded on their native chains—such as mortgages on Provenance, Treasuries on Ondo, and private credit on Centrifuge—while DeFi liquidity pools on Ethereum lack quality collateral. We stand in the gap. Egis serves as an attestation layer that allows institutions to borrow stablecoins against RWAs without transferring the underlying assets. Users specify their intent, including collateral type, risk tolerance, and loan terms. Our protocol and eventual solver network, which competes for execution similar to top intent-based protocols, matches these requests to curated Morpho vaults, where professional risk managers map asset portfolio risk profile tiers to yield. The collateral remains on its original chain; we mint an Attestation Certificate on Ethereum, which lending protocols accept as collateral. There is no bridging, token wrapping, or custody transfer—only cryptographic proof replacing intermediary trust. We align with customer profitability in generated yield—competitive with prime brokerage, yet fully transparent and on-chain. As institutional DeFi lending grows from hundreds of millions to trillions, Egis will serve as the cross-chain settlement infrastructure connecting every RWA chain to all liquidity venues.

Business model:

Egis generates revenue through a performance-aligned fee structure that scales with the value we create. At the protocol layer, we capture basis points on each loan originated against attested RWA collateral—typically 10–25 bps of loan principal, collected at origination and distributed between the protocol treasury and Morpho vault curators who manage risk parameters.

For borrowers, this translates to a fraction of the spread they would pay traditional prime brokers, while for lenders, it represents a small deduction from yield on institutional-grade collateral they otherwise could not access. We absorb cross-chain messaging costs as a customer acquisition strategy, funding gas and oracle fees from protocol reserves during the growth phase to eliminate friction for institutional adopters. As transaction volume scales and we introduce our competitive solver network, our model shifts toward the proven economics of intent-based execution: solvers bid for the right to fill borrowing intents, and Egis captures a percentage of solver surplus—the difference between quoted terms and actual execution—similar to how CoW Protocol and UniswapX monetize their filler networks. This creates a flywheel: more volume attracts more solvers, tighter spreads attract more borrowers, and Egis extracts sustainable margin from increased throughput rather than punitive fees.

At projected year-two volumes of $50–75 million in monthly loan originations, this model generates approximately $6–12 million in annual protocol revenue from origination fees alone, scaling linearly with TVL, while solver surplus capture adds incremental margin as network effects compound.

Roadmap:

Our roadmap accelerates RWA liquidity adoption through strategic phased integrations.

Phase 1: Core DeFi Connectivity Starting with Morpho vault integration for optimized lending pools, followed by partnerships with Aave and Yearn for diversified yield opportunities across risk tiers.

Phase 2: RWA & Stablecoin Ecosystem Q2-Q3 focuses on key RWA issuers—real estate (Propy, RealT), invoice financing (Centrifuge), and stablecoins (Circle USDC, Ethena USDe)—enabling seamless collateral attestation via CCIP across multiple chains.

Phase 3: Retail Platform Launch Q4 delivers mobile-first UX with KYC-optional onramps (Ramp Network), gamified borrow/earn dashboards, and social sharing for viral growth.

Future Expansion L2 scaling (Optimism, Arbitrum), AI-driven risk scoring, institutional APIs, Chainlink Proof-of-Reserve, and compliance modules for MiCA/US regulations drive 10x TVL growth through network effects.